Insight News

Mar 26th


Sound Financial Strategy: Manage whatever money you have

Sound Financial Strategy:  Manage whatever money you haveFinancial Consultant is busy not in spite of, but because of, our current recession. Although wealth is something people have less of to manage these days, Boulware finds her services are in great demand. Today’s financial challenges have changed people’s views of their investments. Says Boulware, “People become more conservative during a downturn. Strategy becomes a priority.”

Boulware’s lifelong interest in finance led her into positions in treasury, including currency trading and asset management. When she started taking Masters level courses in financial planning, she knew wealth management was more than a personal interest or hobby. She transitioned into a career as a Financial Consultant with RBC Wealth Management, and now helps people at any income level to plan, invest and manage their wealth.

The coach never tells us the score

The coach never tells us the scoreAnyone as deep into softball (or baseball, soccer, lacrosse, basketball) as my family is knows that kid sporting competitions rarely involve a scoreboard.  The point is to let the kids learn the game and not get hung up on the score.  This is a good system, but once a kid becomes accomplished in a sport, he or she knows almost intuitively that the deeper point of sports is, yes, to win. 

Career planning is no different.  Starting out, someone might be willing to work hard for little reward, accepting the fact that he’s learning a skill.  But once he becomes skilled in a profession, he needs something more to keep the enthusiasm going.  Kids figure out pretty quickly how to track their runs and three-pointers.  I’m a big fan of putting the same ideas to work in the workplace.  If you have a manager who never gives you feedback (or raises), you are going to have to devise ways to measure your own progress.

Entrepreneurship is the trump card against racism

Entrepreneurship is the trump card against racism “They tell me that one tenth of one percent of the population controls more than forty percent of the wealth. Oh America, how often have you taken necessities from the masses to give luxuries to the classes... You can work within the framework of democracy to bring about a better distribution of wealth.”
—Dr. Martin Luther King, Jr. Sermon at Dexter Avenue Baptist Church, Montgomery, AL, November 4, 1956

Two popular sayings are: “Now or never!” and "Today is the first day of the rest of your life."

Getting on with your life's work implies a career transition for an individual in which he exploits his achievements and experiences to date. This is often true of successful entrepreneurs. It is the rare entrepreneur who starts a business as his first job.
The forces driving such transitions come from many sources. In the case of the former athletes featured here, it was the inevitability of the end of their football careers. Others start businesses because they believe in the opportunity represented by a product or an idea. For others, still, unemployment may be a factor.

Congratulations, new graduates! What’s next?

Congratulations, new graduates!  What’s next?Graduation: years of sweat, frustration, excitement, exploration and insight crossing the stage in a cap and gown. Every graduate has reason to be proud. You have set a goal for yourself and reached it. You have overcome obstacles of all kinds, and finished what you started. Congratulations! Now what?

Are you working yet? High school and college graduates are coming into the working world just as the economy improves. Companies who laid off workers last year are ready to rebuild, but not ready to commit big budgets to new employees. This makes new graduates a handsome bunch to hire. Frankly, you cost less than someone with more experience. You might even work for free. And you should, if you can gain learning and experience in return for an internship with a good manager.

Career Shift: Transitioning from Military to Civilian Employment

Career Shift:  Transitioning from Military to Civilian EmploymentStiff competition, high level scrutiny and employer bias can be obstacles on any career path. For Minnesota’s Veterans transitioning back to the civilian employment world, career planning must seem next to impossible. For example, if your most recent job title was Unmanned Aerial Vehicle Operator or simply 96U, do you put this on a resume? And will anyone’s hapless HR assistant have a clue about what you can do? If you approach your job search the right way, you will be able to communicate effectively, translating what you know into skills organizations are looking for.

BBB, MN Cyber Crime Task Force warn small businesses foreign hackers are targeting them

The Better Business Bureau of Minnesota and North Dakota (BBB) and the Minnesota Cyber Crime Task Force (MCCTF) are issuing a warning to all small businesses that process credit cards. Foreign hackers are targeting smaller U.S. businesses with outdated or no online security software, stealing customer credit card information and then turning around and selling it on the Internet.

Businesses that are targeted by these cyber intrusions could be liable for any losses involving stolen credit card data, which could potentially bankrupt smaller businesses. All small businesses that process, store or transmit credit card information are urged to update their security software and become PCI compliant immediately.

Fashion or distraction? Dress your best at work this summer

Fashion or distraction? Dress your best at work this summerThe recent string of perfect summer days has many people trying on flipflops and short shorts. Who doesn’t want to be comfortable? When dressing for work success this summer, remember that the most common and most often overlooked fashion rules apply whether you work indoors or out, in a professional office or a casual art studio: cover your backside… and your shoulders and your toes.

At work, always cover your back. When planning office outfits, ladies, that means no elephant ears where your waistline falls below your thong; wear a long-enough shirt and tuck it in or pull it down in back. And men, you’ve heard it before, pants on the ground is a good song, but a bad look for anyone hoping to keep a job through the summer.
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